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Are you looking for a credit card that not only offers straight cash back on your purchases? Look no further than the American Express Blue Cash Preferred Card. This is a fantastic cash back rewards card that allows you to maximize your earnings to pay yourself back on your statement.
Superb Cash Back Rewards
The American Express Blue Cash Preferred Card is renowned for its generous cash back rewards program. With this card in your wallet, you can earn a whopping 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1% thereafter), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit, and 1% cash back on all other eligible purchases. These rewards add up quickly and can help you save significantly on your monthly expenses.
Cash Back Administration
Unlike some cash back rewards programs that can be complicated to navigate, the American Express Blue Cash Preferred Card keeps things simple and straightforward. Your cash back is earned in the form of Reward Dollars, which are automatically credited to your account. You don’t have to worry about redeeming points or keeping track of complex redemption processes. It’s hassle-free, allowing you to focus on enjoying the benefits of your hard-earned cash back.
Pay Yourself Back
One of the standout features of the American Express Blue Cash Preferred Card is the “Pay Yourself Back” option. This allows you to use your earned cash back to pay for eligible purchases directly on your statement. Whether it’s covering your grocery bill, streaming subscriptions, or gas expenses, you have the flexibility to apply your cash back as a statement credit. It’s like getting a rebate on your purchases, reducing your overall balance and helping you save money. We love to use this to pay ourselves back for travel purchases that otherwise may not be covered by points and miles like vacation rentals. We recently utilized it to pay ourselves back for vacation rentals in Costa Rica.
Additional Perks
Beyond the exceptional cash back rewards and flexible redemption options, the American Express Blue Cash Preferred Card offers a range of additional benefits. Cardholders can enjoy extended warranty protection on eligible purchases, access to special offers monthly through Amex Offers, and exclusive entertainment and travel experiences. Moreover, the card has a contactless payment feature, making it even more convenient and secure to use.
Conclusion
If you’re in the market for a cash back rewards card that offers incredible earning potential and simplicity in redeeming rewards, the American Express Blue Cash Preferred Card is our top choice. With its impressive cash back percentages on everyday expenses like groceries and streaming subscriptions, as well as the option to pay yourself back directly on your statement, this card is a win-win for families who have large grocery budgets. We love this card and have been thrilled with the cash back on groceries. It has been a very profitable option for us for everyday spending.
Remember to always review the terms and conditions of any credit card before applying.
Disclaimer: The information provided in this blog post is accurate at the time of writing. Please check with the credit card provider for the most up-to-date details on rewards, fees, and terms.
